Building Wealth with Real Broker: Unlocking Revenue Share, Stock Awards, Real Wallet, Elite Agent Status, and More

by Eric Ravenscroft, CRS

Real Broker's business model of the future infographic highlighting opportunities to build wealth. The image emphasizes key benefits for agents, such as building a business on their own terms, growing multiple revenue streams, creating a profitable professional network, experiencing a 'work hard, be kind' culture, and leaving a legacy for the next generation. Real Broker offers agents pathways to financial independence and wealth creation through its innovative model.

Building wealth as a real estate agent involves more than just closing deals—it’s about leveraging the right opportunities to maximize earnings, invest wisely, and create long-term financial stability. Real Broker offers agents multiple avenues for wealth generation, positioning them to thrive financially in ways that many other brokerages don’t. Here’s a look at how you can build wealth with Real Broker, along with real-life examples and scenarios to highlight how these strategies work in practice.

1. Industry-Leading Splits

Real Broker commission plan highlighting an 85/15 commission split, no monthly fees, and a $12K annual cap. The plan includes a $285 transaction fee or 15% after the cap is reached, a $750 annual brokerage fee covered by the first three transactions, and up to three personal transactions per year with a $250 fee per transaction. Sign-up fee is $249, and there is a $30 BEOP fee. The plan emphasizes competitive splits, low fees, and no monthly costs for agents.

Real Broker’s 85%/15% commission split with a $12,000 cap allows agents to keep more of their earnings. After reaching the cap, you retain 100% of your commissions for the rest of the year, with no monthly fees to worry about. This structure is highly competitive with other brokerages, many of which have higher splits, monthly fees, or larger caps that limit an agent's ability to retain more of their hard-earned commissions.

Example Scenario:
An agent who closes $5 million in sales annually with an average commission of 3% earns $150,000. After hitting the $12,000 cap, they keep the full commission on all future sales for that year. Without the burden of monthly fees, their earnings grow faster than they would at a traditional brokerage with higher splits and additional costs.

At a brokerage offering a lower split (such as 70%/30%) and a $20,000 cap, a significant portion of earnings would be lost to brokerage fees. Real Broker’s model allows the agent to reinvest more into their business, giving them a clear financial advantage.

2. Pre-Cap Stock Purchase Plan and Bonus

Real Broker 10% bonus for agents participating in the pre-cap stock purchase plan. The image highlights the 10% stock bonus incentive offered to agents, allowing them to receive additional equity as part of Real Broker's compensation structure. This bonus is a key feature of Real Broker's commitment to rewarding agents with stock ownership opportunities, creating long-term value for their agents through equity growth.

Agents at Real Broker can invest up to 5% of their commission in company stock before they cap, with a 10% bonus on their stock investment at the end of the year. This creates an opportunity for agents to build wealth through stock ownership.

Example Scenario:
If an agent earns $10,000 in commissions before capping, they can invest 5% ($500) into Real stock. With the 10% bonus, they receive an additional $50 in stock at the end of the year. Over time, as the company grows, this investment appreciates, giving the agent a valuable source of wealth outside of commissions.

3. Capping Stock Award

REAL Broker capping process explained in two steps: Step 1 shows that agents reach 'capped' status by meeting their annual cap contribution requirement. Step 2 highlights that after hitting the commission cap, agents are rewarded with stock awards. The image emphasizes the financial benefits of capping with REAL Broker, including earning shares as part of their stock program.

Once an agent reaches the $12,000 cap, Real Broker rewards them with 150 shares of company stock. This award gives agents equity in the company, which has the potential to grow over time.

Example Scenario:
After capping, the agent receives 150 shares, valued at $6 per share. The initial value of this award is $900. Assuming the stock appreciates by 7% annually, the value of the award would grow as follows:

  • After 1 year: $963
  • After 5 years: $1,261
  • After 10 years: $1,769

If the agent caps for five consecutive years, their total stock value could grow as follows:

Year Initial Value Growth Rate (7% annually) Final Value After 5 Years
1 $900 7% annually $1,408
2 $900 7% annually $1,179
3 $900 7% annually $1,102
4 $900 7% annually $963
5 $900 7% annually $900

Total Stock Value After 5 Years: $5,552

This long-term wealth-building strategy through stock ownership provides significant financial security and growth potential.

4. Elite Agent Production Award

Real Broker Elite Agent production award logo, recognizing top-performing agents within the company. The Elite Agent designation is awarded to agents who demonstrate exceptional sales production and success. This prestigious title represents Real Broker’s commitment to excellence and rewarding its high-achieving agents with exclusive benefits and recognition.

High-performing agents at Real can earn $16,000 in company stock as part of the Elite Agent program. Additionally, their transaction fees are reduced by over 50% until their next anniversary date.

Example Scenario:
When an agent qualifies as an Elite Agent, they earn $16,000 in Real stock, receiving approximately 2,666 shares at $6 per share. Assuming the stock grows at 7% annually, the value of the shares would increase as follows:

  • After 1 year: $17,120
  • After 5 years: $22,462
  • After 10 years: $31,482

If the agent qualifies as an Elite Agent for five consecutive years, their portfolio could grow significantly:

Year Initial Value Growth Rate (7% annually) Final Value After 5 Years
1 $16,000 7% annually $22,462
2 $16,000 7% annually $20,996
3 $16,000 7% annually $19,624
4 $16,000 7% annually $18,336
5 $16,000 7% annually $17,120

Total Stock Value After 5 Years: $98,538

5. Post-Cap Stock Purchase Plan and Bonus

Real Broker 20% bonus for agents participating in the post-cap stock purchase plan. The image highlights the 20% stock bonus incentive for agents who reach their commission cap, offering additional equity as part of Real Broker's compensation structure. This bonus rewards agents with stock ownership opportunities, contributing to long-term financial growth through equity participation.

After agents cap, they can invest up to 10% of their commission in Real stock, with a 20% bonus at the end of the year.

Example Scenario:
If an agent invests $5,000 in stock post-cap and receives a 20% bonus, they would receive $1,000 in additional stock, for a total investment of $6,000. Assuming the stock grows at 7% annually:

  • After 1 year: $6,420
  • After 5 years: $8,444
  • After 10 years: $11,856

If they repeat this for five consecutive years, the portfolio would grow as follows:

Year Initial Value Growth Rate (7% annually) Final Value After 5 Years
1 $6,000 7% annually $8,444
2 $6,000 7% annually $7,890
3 $6,000 7% annually $7,375
4 $6,000 7% annually $6,896
5 $6,000 7% annually $6,420

Total Stock Value After 5 Years: $37,025

6. Elite Agent Cultural Award

REAL Broker Elite Agent Cultural Award process showing two ways to qualify: 1) Teach in the Real Academy by leading monthly sessions on topics like converting leads, Google Business Profile mastery, and gaining referrals; or 2) Give back to your local community by meeting REAL's cultural contribution criteria. Upon qualification, agents unlock the Cultural Award and are eligible for $8,000 in stock.

Elite Agents can also earn an additional $8,000 in restricted stock units (RSUs) by teaching monthly at Real Academy. These RSUs vest over three years, providing long-term financial benefits.

Example Scenario:
An agent receives $8,000 worth of RSUs, or 1,333 shares at $6 per share. Assuming a 7% annual growth rate, the value of these RSUs would grow as follows:

  • After 1 year: $8,560
  • After 5 years: $11,262
  • After 10 years: $15,831

If the agent earns this award for five consecutive years, the total value of their RSUs would grow as follows:

Year Initial Value Growth Rate (7% annually) Final Value After 5 Years
1 $8,000 7% annually $11,262
2 $8,000 7% annually $10,527
3 $8,000 7% annually $9,842
4 $8,000 7% annually $9,202
5 $8,000 7% annually $8,560

Total Stock Value After 5 Years: $49,393

7. Attracting Stock Award

REAL Broker stock earning process explained in three steps: 1) You attract an agent to join REAL Broker, 2) The agent closes their first deal, 3) You earn stock as a reward for agent attraction. This image highlights the streamlined process for earning stock through recruiting agents at REAL Broker.

Agents can earn 75 RSUs for each agent they recruit who closes a deal.

Example Scenario:
If an agent recruits three agents each year, they receive 75 RSUs per agent. Assuming each RSU is worth $6 and grows at 7% annually, the total stock value would grow as follows:

Year Initial Value (75 RSUs per agent) Number of Agents Growth Rate (7% annually) Final Value After 5 Years
1 $450 3 agents 7% annually $1,897
2 $450 3 agents 7% annually $1,771
3 $450 3 agents 7% annually $1,655
4 $450 3 agents 7% annually $1,548
5 $450 3 agents 7% annually $1,450

Total Stock Value After 5 Years: $8,321

This adjustment reflects the agent recruiting three agents per year, demonstrating the wealth potential of Real Broker’s Attracting Stock Award program through consistent recruiting efforts.

8. Revenue Share Program

Real Broker revenue share program tier structure detailing agent referral bonuses. The chart outlines five tiers with referral bonuses starting at 5% of GCI for Tier 1, requiring 1+ producing agent, and decreasing to 1% for Tier 5 with 25+ producing agents. Each tier specifies the number of agents required to unlock that level, along with the maximum payout per agent per year, ranging from $4000 for Tier 1 to $800 for Tier 5. This revenue share program provides agents with financial incentives for attracting producing agents to Real Broker.

Real Broker’s Revenue Share Program allows agents to earn a percentage of their recruits’ commissions, creating a recurring income stream.

Example Scenario:
If an agent earns $10,000 annually in revenue share from their recruits, and this income grows by 5% annually, the total revenue share could grow as follows:

Year Revenue Share (Initial) Growth Rate (5% annually) Final Value After 5 Years
1 $10,000 5% annually $12,763
2 $10,000 5% annually $11,500
3 $10,000 5% annually $10,947
4 $10,000 5% annually $10,420
5 $10,000 5% annually $10,000

Total Revenue Share After 5 Years: $55,630

9. Real Title Joint Venture

One Real Title logo representing Real Broker's title venture. One Real Title offers comprehensive title services as part of Real Broker’s integrated real estate solutions, ensuring a smooth and efficient closing process for buyers and sellers. This venture is designed to provide agents and clients with seamless transaction management, from contract to closing, under the Real Broker brand.

Agents at Real Broker have the opportunity to invest in Real Title after they cap. Once they cap, agents can purchase shares in Real Title and begin earning profit-sharing from the transactions completed through Real Title. This unique offering allows agents to diversify their income streams and benefit from the growth of Real Title, adding another layer of wealth-building potential.

10. Real Mortgage: Become a Licensed Loan Officer

One Real Mortgage logo representing Real Broker's mortgage services. One Real Mortgage offers a comprehensive mortgage solution designed to streamline the home financing process. As part of Real Broker’s integrated services, this venture provides agents and clients with competitive mortgage products, simplifying the path to homeownership by ensuring a seamless and efficient loan process under the Real Broker brand.

Agents can become licensed loan officers with One Real Mortgage, earning income by closing loans.

Example Scenario:
If an agent closes five loans annually, earning $2,000 per loan, their earnings over five years would be as follows:

Year Number of Loans Earnings per Loan Total Earnings After 5 Years
1 5 loans $2,000 $10,000
2 5 loans $2,000 $10,000
3 5 loans $2,000 $10,000
4 5 loans $2,000 $10,000
5 5 loans $2,000 $10,000

Total Earnings After 5 Years: $50,000

11. Real Wallet

Introducing Real Broker's Real Wallet app, showcasing a digital platform designed to manage agent commissions, revenue share, and stock purchase plans (SPP). The Real Wallet provides an intuitive interface for tracking income and expenses, transferring or withdrawing funds, and managing rewards and points. This innovative tool streamlines financial management for Real Broker agents, offering real-time access to their earnings and simplifying the transaction process.

The Real Wallet will centralize banking and unlock financing options for agents. Using the Real Debit Card in normal day-to-day transactions allows agents to offset their brokerage fees and cap. Every transaction made with the Real Debit Card contributes toward reducing the annual $12,000 cap an agent pays to Real Broker, offering significant savings.

Example Scenario:
If an agent uses the Real Debit Card for everyday business expenses like marketing, client gifts, or travel, they could offset their entire $12,000 cap over the course of the year. This eliminates the financial burden of the cap, allowing agents to save $12,000 annually and reinvest those savings back into their business.

12. Real Credit Card (Coming Soon)

Introducing the Real Credit Card by Real Broker, featuring sleek black design with customizable details for agents. This credit card offers exclusive benefits for Real Broker agents, including rewards, cashback, and seamless integration with the Real Wallet for easy tracking of expenses and commissions. The Real Credit Card is designed to streamline financial management and provide agents with a convenient, all-in-one solution for their business and personal transactions.

The Real Credit Card will allow agents to further offset brokerage fees and cap by applying normal credit card usage to cover the costs of doing business with Real Broker. With responsible use of the Real Credit Card for both personal and business expenses, agents can apply the savings to their $12,000 cap.

Example Scenario:
An agent charges business-related expenses to the Real Credit Card, such as office supplies or staging costs for properties. Throughout the year, these expenses help offset their brokerage fees and cap, allowing them to save $12,000 annually by using the card strategically, reducing the out-of-pocket cost of the cap.

Note: Agents can choose to use either the Real Wallet or the Real Credit Card to offset their cap, but they won’t be able to double the savings by using both products. The maximum savings for either option is $12,000 annually.


Revised Total Wealth Potential by Being a Part of Real Broker Over 5, 10, and 20 Years

Now that we've clarified that agents can use either the Real Wallet or the Real Credit Card to offset their cap, but not both, here’s the updated total wealth potential over 5, 10, and 20 years:

5-Year Wealth Potential

By leveraging all these opportunities (excluding Real Title), an agent could potentially build the following wealth over five years:

  • Capping Stock Award: $5,552
  • Elite Agent Production Award: $98,538
  • Post-Cap Stock Purchase Plan and Bonus: $37,025
  • Elite Agent Cultural Award: $49,393
  • Attracting Stock Award: $8,321
  • Revenue Share Program: $55,630
  • Real Mortgage Loan Officer: $50,000
  • Real Wallet or Real Credit Card Savings (Cap Offset): $12,000 x 5 = $60,000

Revised Total Wealth Potential After 5 Years: $364,459

10-Year Wealth Potential

Using the same growth rates, here’s how the total wealth could grow over 10 years:

Category 5-Year Total Growth Rate (7% annually for stock/5% for revenue share) 10-Year Total
Capping Stock Award $5,552 7% annually $7,784
Elite Agent Production Award $98,538 7% annually $137,869
Post-Cap Stock Purchase Plan & Bonus $37,025 7% annually $51,773
Elite Agent Cultural Award $49,393 7% annually $69,069
Attracting Stock Award $8,321 7% annually $11,643
Revenue Share Program $55,630 5% annually $71,037
Real Mortgage Loan Officer $50,000 N/A (flat) $100,000
Real Wallet or Real Credit Card Savings (Cap Offset) $12,000 x 10 = $120,000 N/A (flat) $120,000

Revised Total Wealth Potential After 10 Years: $569,175

20-Year Wealth Potential

Let’s further extend the calculation to 20 years:

Category 10-Year Total Growth Rate (7% annually for stock/5% for revenue share) 20-Year Total
Capping Stock Award $7,784 7% annually $15,291
Elite Agent Production Award $137,869 7% annually $271,074
Post-Cap Stock Purchase Plan & Bonus $51,773 7% annually $101,813
Elite Agent Cultural Award $69,069 7% annually $135,763
Attracting Stock Award $11,643 7% annually $24,103
Revenue Share Program $71,037 5% annually $116,413
Real Mortgage Loan Officer $100,000 N/A (flat) $200,000
Real Wallet or Real Credit Card Savings (Cap Offset) $12,000 x 20 = $240,000 N/A (flat) $240,000

Revised Total Wealth Potential After 20 Years: $1,104,457


Long-Term Wealth-Building Opportunities

By taking full advantage of Real Broker’s wealth-building programs (excluding Real Title), an agent could potentially accumulate $569,175 over 10 years and $1,104,457 over 20 years. These figures don’t even account for an agent's commission income, showing just how powerful Real Broker's unique compensation and investment opportunities can be for long-term financial success.

Ready to start your journey toward long-term wealth with Real Broker? Join today and unlock the potential to build significant wealth through a brokerage that puts your financial future first!

 

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About the Author

 

Looking for a dedicated real estate professional in Arizona? Meet Eric Ravenscroft, your trusted expert passionate about helping you navigate the real estate market. With over 14 years of experience in real estate and financial planning, Eric is committed to providing unparalleled service and guidance.

 

Whether you're searching for a new construction home, exploring investment opportunities, or planning for your financial future, Eric brings the expertise and dedication to help you achieve your goals.

Reach out to Eric Ravenscroft today and start your journey toward success in real estate. Call or text Eric today!

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