A comprehensive guide to tax strategy, new construction incentives, resale negotiation power, and the real opportunities behind Phoenix’s year-end market surge. 📌 Table of Contents Why Year-End Is the Strongest Window of the Year Builder Incentives: Why December Is Their Most Aggressive Month Resal

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**Inside the Final Chapter of Phoenix Real Estate in 2025** (Prefer to listen instead? Catch the full breakdown on the latest episode of The House of Ravenscroft Podcast.) As 2025 winds down, the Greater Phoenix real estate market is entering one of its most active—and most strategic—phases of the y

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Basement homes are among the rarest property types in the Phoenix Metro, representing only a tiny percentage of available housing each year. When they do become available—especially on acre lots, in foothill communities, and near major job corridors—they attract attention from buyers, investors, and

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The Greater Phoenix Metro is one of the fastest-evolving regions in the country, but what’s happening right now across the Valley goes beyond typical development cycles. A convergence of new restaurants, tech expansions, manufacturing projects, energy infrastructure, and large-scale housing growth i

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There’s been a lot of noise lately about two concepts that are shaking up the housing world:the 50-year mortgage andthe portable mortgage. Depending on which headline you follow, these ideas are either: 👉 “The end of responsible homeownership,”or👉 “The solution to America’s affordability crisis.”

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The Phoenix Metro has become one of the most influential and closely watched real estate markets in the country. With rapid population growth, major corporate relocations, rising new construction, and national attention on Arizona’s affordability, it’s no surprise that Phoenix attracts both new resi

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Most people wait until January to think about planning. But by then, opportunity has already passed them by. The truth is, the most successful homeowners, investors, and professionals don’t just react to changes — they anticipate them. And with 2026 bringing new tax laws, market shifts, and investme

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After years of red-hot demand and limited inventory, the Phoenix Metro real estate market has shifted. The balance of power has quietly tilted back toward buyers. For those who’ve been waiting for the right time to make a move—whether that’s a primary residence, a second home, or an investment prope

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The Greater Phoenix real estate market is heading into the final stretch of 2025 with big shifts happening all at once. Luxury buyers are flooding in, Canadian sellers are quietly cashing out, builders are changing strategies, and mortgage rates continue to throw everyone curveballs. If that sounds

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A Transformative Year for Greater Phoenix As of 2025, the Greater Phoenix Metro continues to lead the nation in population and job growth. From massive industrial corridors to lifestyle destinations and luxury mixed-use communities, the Valley’s skyline and economy are evolving in every direction. B

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Rethinking Retirement The average retirement age in America keeps creeping higher — yet the cost of living in many states is skyrocketing. That math doesn’t work if your goal is freedom, not just survival. The good news? Relocating to a lower-cost city in Arizona, combined with a 72(t) income strate

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Rising foreclosures and increasing layoffs are creating new challenges for homeowners across the country and the Phoenix Metro is no exception. If you’re struggling to make your mortgage payment, you’re not alone. Many homeowners purchased in the last few years at higher prices or higher interest ra

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Selling your home in today’s real estate market can feel like solving a puzzle while the pieces keep shifting. Mortgage rates, buyer demand, and market sentiment are all moving targets — and for many sellers, the fear of making a wrong move can be paralyzing. But here’s the truth: you don’t need per

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The Greater Phoenix housing market is shifting once again. September 2025 is bringing a mix of optimism and caution: lower mortgage rates, selective buyers, changing builder incentives, and economic signals that could shape demand in the months ahead. If you’re buying, selling, or just watching Ariz

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Looking for affordable neighborhoods in Phoenix in 2025? This guide highlights the top communities offering value and growth, from Buckeye and Surprise to Litchfield Park. Learn where new construction incentives, resale opportunities, and strong lifestyle amenities create the best options for buyers

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Is Now a Smart Time to Buy New Construction? In today’s market, many buyers are asking: “Is now really the right time to buy new construction?” The answer: Yes—but only if you do it right. Builders in 2025 aren’t just selling homes—they’re offering unprecedented incentives to move inventory. We’re s

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The Greater Phoenix housing market continued its steady rebalancing through July 2025. Prices are softening, inventory is adjusting, and buyers are in one of the strongest positions we’ve seen in years. But this is not 2008, and it’s not a crash. It’s a recalibration — driven by affordability, inter

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Bonus depreciation is back at 100% for qualifying real estate — and it's one of the most powerful tax strategies investors, real estate professionals, and W-2 earners can use to reduce their tax liability and build long-term wealth. With recent tax law changes set to take effect in 2025, now is the

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Last year, I published a similar feature on Phoenix’s economic rise—and while 2024 was a year of significant momentum, 2025 has brought even more growth, transformation, and exciting developments across every sector. A lot has changed in just one year, and this updated breakdown highlights just how

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In a state blessed with over 300 sunny days a year, installing solar panels seems like a no-brainer. But the math—and the market—tell a different story. For Arizona homeowners, solar isn’t just about cutting electric bills. It’s a financial decision that impacts resale value, long-term flexibility,

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Prices Drop, Builders Offer Big Incentives, and Buyers Take Control The Greater Phoenix real estate market continued its steady correction in June 2025. While this isn’t a crash, there’s no denying the shift: home prices are trending down, buyer leverage is rising, and sellers are adjusting—some by

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In the world of personal finance, few debates are more common than this:Should I invest in stocks or real estate? Both have created millionaires. Both offer unique advantages. And both play a central role in many diversified portfolios. But understanding the differences between the two — from cash f

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For many homeowners, there comes a time when the house that once felt like the perfect fit begins to feel like too much. Too much space. Too much maintenance. Too many costs.And not enough flexibility, liquidity, or lifestyle alignment. But here’s what most people don’t realize:Downsizing your home

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The Greater Phoenix housing market has officially shifted. Prices are softening, inventory remains elevated, and buyers have taken back the advantage as we head into summer 2025. While every week seems to bring new headlines predicting either a crash or a rebound, the reality on the ground looks ver

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If you're searching for the perfect Scottsdale Arizona vacation rental, there's one property that stands out above the rest—a fully furnished, designer-upgraded home in the heart of Old Town Scottsdale that offers everything from resort-style amenities to proven income performance. Whether you're an

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If you’re struggling to make the numbers work in today’s housing market, you’re not alone. With interest rates still high and prices remaining elevated in many areas, buyers are looking for smarter ways to afford a home—without compromising their long-term financial goals. One of the most effective

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Looking for a luxury condo in Scottsdale that offers unbeatable location, resort-style amenities, and flexible rental options? Welcome to 7131 E Rancho Vista Dr #1008, located in the heart of the iconic Optima Camelview Village — just steps from Scottsdale Fashion Square, Old Town, and top-rated res

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The Greater Phoenix Metro area is experiencing an unprecedented wave of growth. With major brands expanding, billion-dollar master-planned communities launching, and lifestyle destinations coming to life, the Valley is quickly becoming one of the most exciting real estate and economic zones in the U

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After months of subtle signals, the shift is no longer theoretical — home prices in Greater Phoenix are officially falling. For much of 2024 and early 2025, we watched active listings linger longer, price cuts increase, and seller concessions grow. But until recently, closed sale prices hadn’t refle

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  Your 2025 Playbook for Reducing Taxes and Building Wealth Still Recovering From Tax Season? Whether you ended up writing a check to the IRS or pocketing a refund, one thing’s certain—next year can look very different with the right planning in place. Most people miss out on powerful tax-saving opp

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