Why Planning for 2026 Could Be the Most Important Financial Move You Make
Most people wait until January to think about planning. But by then, opportunity has already passed them by. The truth is, the most successful homeowners, investors, and professionals don’t just react to changes — they anticipate them. And with 2026 bringing new tax laws, market shifts, and investme
Right Now’s the Time to Buy in Phoenix: Here’s Why the Market Favors You
After years of red-hot demand and limited inventory, the Phoenix Metro real estate market has shifted. The balance of power has quietly tilted back toward buyers. For those who’ve been waiting for the right time to make a move—whether that’s a primary residence, a second home, or an investment prope
Phoenix Real Estate Market 2025: Big Money Moves, Luxury Surges, and What’s Coming Next
The Greater Phoenix real estate market is heading into the final stretch of 2025 with big shifts happening all at once. Luxury buyers are flooding in, Canadian sellers are quietly cashing out, builders are changing strategies, and mortgage rates continue to throw everyone curveballs. If that sounds
How to Retire Years Sooner: Relocation & 72(t) Strategies That Make Your Money Go Farther
Rethinking Retirement The average retirement age in America keeps creeping higher — yet the cost of living in many states is skyrocketing. That math doesn’t work if your goal is freedom, not just survival. The good news? Relocating to a lower-cost city in Arizona, combined with a 72(t) income strate
Should You Sell Your Home Now or Wait? A Strategic Guide for Today’s Market
Selling your home in today’s real estate market can feel like solving a puzzle while the pieces keep shifting. Mortgage rates, buyer demand, and market sentiment are all moving targets — and for many sellers, the fear of making a wrong move can be paralyzing. But here’s the truth: you don’t need per
Best Affordable Neighborhoods in Phoenix 2025: Where to Buy for Value and Growth
Looking for affordable neighborhoods in Phoenix in 2025? This guide highlights the top communities offering value and growth, from Buckeye and Surprise to Litchfield Park. Learn where new construction incentives, resale opportunities, and strong lifestyle amenities create the best options for buyers
2025 Arizona New Construction Guide: 2.99% Rates, Builder Incentives, and How to Protect Yourself
Is Now a Smart Time to Buy New Construction? In today’s market, many buyers are asking: “Is now really the right time to buy new construction?” The answer: Yes—but only if you do it right. Builders in 2025 aren’t just selling homes—they’re offering unprecedented incentives to move inventory. We’re s
Bonus Depreciation for Real Estate in 2025: The Ultimate Guide for Investors, Agents, and High-Income Earners
Bonus depreciation is back at 100% for qualifying real estate — and it's one of the most powerful tax strategies investors, real estate professionals, and W-2 earners can use to reduce their tax liability and build long-term wealth. With recent tax law changes set to take effect in 2025, now is the
Is Solar Worth It in Arizona? Why Homeowners Should Think Twice Before Installing Panels
In a state blessed with over 300 sunny days a year, installing solar panels seems like a no-brainer. But the math—and the market—tell a different story. For Arizona homeowners, solar isn’t just about cutting electric bills. It’s a financial decision that impacts resale value, long-term flexibility,
Selling in a Tough Market? Smarter Strategies for Homeowners in 2025
In a recent MarketWatch article, I shared insights into a rising trend in the Arizona real estate market: more and more sellers are pulling their listings rather than reducing prices further. Just days after the article was published, I began receiving messages from homeowners asking: “If I don’t wa
Phoenix Housing Market June 2025: Home Prices Slip as Buyers Gain Power
Prices Drop, Builders Offer Big Incentives, and Buyers Take Control The Greater Phoenix real estate market continued its steady correction in June 2025. While this isn’t a crash, there’s no denying the shift: home prices are trending down, buyer leverage is rising, and sellers are adjusting—some by
Stocks vs. Real Estate: Which Investment Builds Wealth Smarter?
In the world of personal finance, few debates are more common than this:Should I invest in stocks or real estate? Both have created millionaires. Both offer unique advantages. And both play a central role in many diversified portfolios. But understanding the differences between the two — from cash f
What If Downsizing Your Home Could Unlock Your Financial Future?
For many homeowners, there comes a time when the house that once felt like the perfect fit begins to feel like too much. Too much space. Too much maintenance. Too many costs.And not enough flexibility, liquidity, or lifestyle alignment. But here’s what most people don’t realize:Downsizing your home
Phoenix Housing Market: Prices Cooling, Buyers Gaining Leverage, But No Crash Ahead
The Greater Phoenix housing market has officially shifted. Prices are softening, inventory remains elevated, and buyers have taken back the advantage as we head into summer 2025. While every week seems to bring new headlines predicting either a crash or a rebound, the reality on the ground looks ver
Scottsdale Arizona Vacation Rental – Luxury Airbnb with Proven Income Near Old Town Scottsdale
If you're searching for the perfect Scottsdale Arizona vacation rental, there's one property that stands out above the rest—a fully furnished, designer-upgraded home in the heart of Old Town Scottsdale that offers everything from resort-style amenities to proven income performance. Whether you're an
Live in One, Rent the Rest: A Proven Real Estate Strategy to Build Wealth and Offset Your Mortgage
If you’re struggling to make the numbers work in today’s housing market, you’re not alone. With interest rates still high and prices remaining elevated in many areas, buyers are looking for smarter ways to afford a home—without compromising their long-term financial goals. One of the most effective
Invest in Scottsdale: Remodeled Ground-Level Condo at Optima Camelview Steps from Fashion Square & Old Town
Looking for a luxury condo in Scottsdale that offers unbeatable location, resort-style amenities, and flexible rental options? Welcome to 7131 E Rancho Vista Dr #1008, located in the heart of the iconic Optima Camelview Village — just steps from Scottsdale Fashion Square, Old Town, and top-rated res
Unlocking Hidden Tax Strategies: Real Estate Deductions Most Real Estate Agents Don’t Talk About
Your 2025 Playbook for Reducing Taxes and Building Wealth Still Recovering From Tax Season? Whether you ended up writing a check to the IRS or pocketing a refund, one thing’s certain—next year can look very different with the right planning in place. Most people miss out on powerful tax-saving opp
The Airbnb & STR Market Is Oversaturated—Here’s How to Stand Out and Succeed
The Market Has Changed—Are You Ready to Compete? The short-term rental (STR) boom has hit a turning point. What was once a wide-open space with minimal competition is now saturated with listings—and travelers are more selective than ever. No, the market isn’t dead. It’s maturing. And hosts who treat
What Everyone Gets Wrong About the Phoenix Housing Market in 2025
The Phoenix real estate market is full of opportunities—but also plenty of misinformation. Buyers think homes are unaffordable, while sellers worry demand is disappearing. The truth? Phoenix remains one of the strongest housing markets in the country. Not only that, but Phoenix has one of the lowest
Eric Ravenscroft, CRS
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